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All Insurance companies have reacted differently to the situation of Covid-19. Most companies we deal with have offered the following options as below.
There are 3 options:
Option 1 : I need a payment deferral
Email [email protected]
Option 2 : I am no longer driving to work
If you reduced the kilometers you drive as a result of COVID-19, you are eligible for a premium reduction of up to 15%, on average, for three months.
Option 3 : I have stored my vehicle and will not be driving it
If you have temporarily stored your vehicle and are no longer driving it as a result of COVID-19, you are eligible for a premium reduction up to 75% on average, for three months.
Most frequent questions and answers
No, you cannot drive your car while you car has suspension of coverages applied to it.
To get the benefit of reduction of your premium. insurance companies require you suspend coverages for a minimum 45 days. If you reinstate your coverages before the 45 days, you will not get any premium break.
No there is no minimum number of days you need to apply for Option 2.
Yes you can drive your car if you choose to apply for Option 2.